50Fin Fees & Charges
Bajaj Finserv Limited
Bajaj Finserv
Rate of Interest
10.50% p.a
Processing Fees
Starting ₹999 + GST
Bounce Charges *
₹1200 per bounce (added to the loan outstanding)
Penal Charges *
1.5% per month or 18% p.a. + GST on the principal (in addition to the ongoing ROI)
Pledging Charges
(For Demat Folio)
₹50 (per ISIN )
Un-pledging Charges
₹400 (if the user doesn't take loan)
Part Payment
ZERO
Preclosure
ZERO
Legal Charges
At Actuals
*Penal charges - 1.5% per month or 18% p.a. of Outstanding Amount for the non-compliance of any terms and conditions as detailed below by the Borrower, for the period beginning the date of such non-compliance until the same is cured to the satisfaction of the Lender + applicable taxes.

*Bounce Charges shall mean charges levied on each instance in the event of: (i) dishonour of any payment instrument irrespective of whether the customer subsequently makes the payment through an alternate mode or channel on the same day; and/or (ii) non-payment of instalment(s) on their respective due dates where any payment instrument is not registered/furnished; and/or (iii) rejection or failure of mandate registration by the customer’s bank.
Infina Finance
Bajaj Finserv
Rate of Interest *
Starting from 10.50% p.a
Processing Fees
Starting ₹999 + GST
Documentation Charges
₹2,500 + GST
Cheque bounce / dishonor / E Nach bounce
Rs. 500/- plus taxes as applicable (per instance)
Non-Creation of Security under Facility Documents
In the event of non-creation of Security under the Facility Documents, the Borrower’s Dues shall carry Penal Charges at 9% per annum plus taxes as applicable, from the date of said default to the date on which the said default is cured by the Borrower, to the satisfaction of the Lender
Default in payment of Borrower’s Dues
Any Borrower’s Dues or part thereof which are not paid or repaid (as the case may be) to the Lender on the respective Due Date(s), shall carry Penal Charges at 9% per annum plus taxes as applicable, from the date on which such payment is due up to the date on which the relevant Borrower’s Dues are actually repaid
Breach of other material terms and conditions under Facility Documents
In the event of any default in the due discharge and performance of any other material obligations under the Facility Documents including upon the occurrence of any other Event of Default, the Borrower’s Dues shall carry a penal charge at 2% per annum plus taxes as applicable, from the date of default up
Pledging Charges
(For Demat Folio)
₹150 (per ISIN )
Un-pledging Charges
₹200 (if the user doesn't take loan)
Part Payment
ZERO
Preclosure
ZERO
Legal Charges
At Actuals
*Rate of Interest Policy - The Lender/Infina follows gradation of risk approach while determining the interest rates to be charged. The pricing for different loan products would be different considering the differences in the underlying risks for these products and factors such as the borrowing cost for the product, operating cost, risk premium needed in the product, Interest Rate, expected return on equity and return on assets. Further within a product, the interest rate for different customers would be different considering various factors (including borrower risk factors) like profile of the borrower, financial strength, CIBIL score, credit history, type of security and security cover, tenor of the loan, competition scenario, relationship history.