Rate of Interest
10.50% p.a
Processing Fees
Starting ₹999 + GST
Bounce Charges *
₹1200 per bounce (“Bounce charges” shall mean charges for (i) dishonor of any payment instrument; or (ii) non-payment of instalment (s) on their respective due dates due to dishonor of payment mandate or non-registration of the payment mandate or any other reason.) (added to the loan outstanding)
Penal Charges *
1.5% per month or 18% p.a. + GST on the principal (Delay in payment of instalment(s) shall attract Penal Charge at the rate of 18% per annum per instalment from the respective due date until the date of receipt of the full instalment(s) amount.) (in addition to the ongoing ROI)
Pre-payment Charges
Full Pre-payment–
Sanction amount up-to 5 Cr - Nil
Sanction amount >5 Cr – Up-to 4.72% (Inclusive of applicable taxes) on the outstanding loan amount as on the date of full pre-payment
Part Pre-payment -
Sanction amount Up-to 5 Cr - Nil
Sanction amount >5 Cr – Up to 4.72% (Inclusive of applicable taxes) of the principal amount of Loan prepaid on the date of such part Pre-Payment.
Note: - If all borrowers and co-borrowers are Individual, Or Micro And Small Enterprises (Mses) and loan availed on floating interest rates, and loan taken for purpose other than business use, then there will be no foreclosure / part payment charges.
Brokerage charges
As applicable at actuals
DP charges
As applicable at actuals
Pledge Confirmation Charges
As applicable at actuals
Pledge Invocation Charges
As applicable at actuals
Demat Share Transfer Charges
(Post Invocation)
As applicable at actuals
Pledging Charges
(For Demat Folio)
₹50 (per ISIN )
Un-pledging Charges
₹400 (if the user doesn't take loan)
